INDIVIDUAL LIFE

You offer your employees a compensation package that allows them to provide for their families today, but what about the future? If something should happen to one of your employees, will his or her family be able to stay in their home, continue their education, pay estate taxes and burial expenses or manage retirement? Life insurance offers these assurances.

In the planning process, HPB Insurance Group will work with employees to recommend the type of life insurance they need, how much they need and help them understand their policy. Some options to consider include:

• Traditional Term Life
• Return of Premium Term Life
• Universal Life
• Whole Life
• Life Insurance for Children

We can also help your employees prepare for retirement and protect them during periods they cannot work due to a disability with:

• Long-term Disability Insurance
• Individual Retirement Accounts (both Traditional and Roth)
• Annuities

Thinking ahead for your employees is one of the most caring things you can do for them. The effort you’re putting in now will make a big difference for their families later on.

Contact one of our life and health advisors.